Expert guide comparing new construction vs retrofit insulation. Learn pro standards, R-values, costs, and which approach saves more money in 2024.
Key Takeaways
- **Walls:** R-20 cavity OR R-13 + R-5 continuous exterior
- **Attics:** R-49 minimum (we recommend R-60)
- **Floors:** R-30 over unconditioned spaces
- **Basements:** R-15 continuous or R-19 cavity
Key Takeaways
New Build vs Retrofit Insulation: Pro Guide 2024
Insulating new homes versus retrofitting older ones? Night and day difference. We've tackled both for 20+ years, and here's the truth: new construction gives you a blank canvas while retrofits require detective work.
What Defines Insulation for New Construction?

New construction insulation means installing materials in open framing during building phase to meet current IECC energy codes with full cavity access and proper air barrier integration.
Building new? Lucky you. Our certified technicians get complete access to wall studs, floor joists, and attic rafters. Everything's exposed and ready for near-perfect installation.
We follow the latest International Energy Conservation Code religiously. These aren't suggestions - they're law. From foundation to roof peak, every square inch must meet R-value requirements.
Key New Build Advantages:
**Full Access Changes Everything:** Our crew works with completely open wall cavities. No fishing around corners or squeezing through tiny spaces. We can install ROCKWOOL Comfortbatt®, Johns Manville fiberglass, or blown-in cellulose seamlessly.
**Code Compliance Is King:** Every aspect gets inspected. R-values matter, but installation quality matters more. According to the EPA, poor installation can reduce actual R-value by 50%.
**Perfect Timing for Air Barriers:** We install continuous air barriers before drywall goes up. Research from the Building Science Corporation shows this prevents 90% of air leakage issues.
**Spray Foam Works Best Here:** Open-cell or closed-cell spray foam sprays directly onto sheathing. It expands into every nook and cranny, creating monolithic protection.
That $50,000 Coordination Disaster
Here's what happened last spring. We inspected a brand-new $500,000 home in Westfield. Perfect R-value compliance on paper. Reality? Different story.
Plumbers and electricians punched 200+ holes in our air barrier *after* installation. No final air sealing sweep happened. Sound familiar? The homeowner's first winter utility bill hit $480 per month.
We fixed it with targeted spray foam and weatherization tape. New bill? $285 monthly. That's $2,340 yearly savings from proper coordination.
ROCKWOOL vs. Fiberglass: Our Honest Take
Builders love Owens Corning pink fiberglass. Cheap and fast. We recommend ROCKWOOL Comfortbatt® instead (costs 20% more upfront, but here's why).
ROCKWOOL friction-fits perfectly. Won't slump or settle over 30 years. Fiberglass? Starts sagging within 5-7 years. As recommended by Building Science experts, dense materials maintain R-value longer.
Bonus: ROCKWOOL blocks sound better and won't burn. Ever.
How Do Retrofit Insulation Projects Differ?

Retrofit insulation requires comprehensive diagnostics first to identify air leaks, moisture problems, and structural issues before adding any insulation materials to existing homes.
Retrofits are puzzle-solving. Our licensed team works with finished homes hiding decades of problems. Air leaks, settling damage, outdated materials — we've seen it all.
Simply dumping more insulation into old attics? Recipe for disaster. Can trap moisture, fuel mold growth, and make comfort worse.
Our Retrofit Process:
1. **Energy Audit First:** We use blower door fans and FLIR infrared cameras to find every leak
2. **Air Sealing Priority:** Seal accessible cracks before insulating
3. **Diagnostic-Based Solutions:** Fix root causes, not symptoms
4. **Specialized Materials:** Dense-pack cellulose for walls, low-expansion foam for gaps
**Critical Question:** Why don't more contractors do diagnostics? Honestly? Takes time and expensive equipment. Many lack proper training.
Our team invested $15,000 in diagnostic tools and ongoing education. That's what separates quality work from quick fixes.
Real Disaster: An $8,000 Mistake
Last month we inspected a colonial where homeowners hired a low-bid crew to "boost" attic insulation to R-60. Three months later? Upstairs still drafty, dark stains appearing on roof sheathing.
What went wrong? Contractor blew 18 inches of loose-fill over dozens of unsealed air leaks. Gaps around recessed lights stayed wide open. Attic hatch? Completely unsealed.
Removal of all new insulation, professional air sealing, and proper reinstallation — total cost: $8,200.
Why Air Sealing Beats More Insulation
We've proven this repeatedly over 20+ years: air sealing alone delivers 25-35% energy savings. More insulation without air sealing? Maybe 5-8% improvement.
According to Lawrence Berkeley National Laboratory research, air leaks cause more energy loss than insufficient insulation in most homes.
Understanding R-Values: Code vs. Reality
Building codes mandate specific R-value minimums for new construction by climate zone, while retrofits focus on achieving maximum thermal resistance within existing structural limitations.
New homes? Clear R-value requirements. Inspectors verify everything meets code. Retrofits? More flexible approach needed.
IECC Climate Zone 5 Requirements (Our Area):
- **Walls:** R-20 cavity OR R-13 + R-5 continuous exterior
- **Attics:** R-49 minimum (we recommend R-60)
- **Floors:** R-30 over unconditioned spaces
- **Basements:** R-15 continuous or R-19 cavity
Retrofit Reality Check
Can't fit R-20 into vintage 2x4 walls (only 3.5" deep). Physics won't allow it. Our goal becomes maximizing R-value for available space.
We typically achieve R-13 to R-15 with TruSoft cellulose or Icynene injection foam. Combined with proper air sealing, performs nearly as well as code-compliant new construction.
What's the Best Bang for Your Buck?
Air sealing wins every time. We've documented 30% energy savings from air sealing alone — before adding any insulation. Our warranty guarantees 20% minimum improvement or we return your money.
Want proof? We recently completed a 1960s ranch retrofit. Air sealing cost $1,800. Annual energy savings? $720. Payback in 2.5 years.
Common Questions We Get:
**"Should I upgrade my 1980s attic insulation?"** Probably. Most homes from that era have R-19 or less. Bringing it to R-50 typically costs $2,500 and saves $400+ annually.
**"Can you insulate finished walls without tearing out drywall?"** Yes. We drill small holes and dense-pack cellulose or inject foam. Holes get patched and painted — you'll never know we were there.
Sound familiar? Every retrofit project starts with honest answers to these questions. Our background-checked technicians walk you through options without pressure.
Bottom line? New construction and retrofits demand completely different approaches. New builds focus on code compliance and perfect installation. Retrofits require building science expertise and diagnostic problem-solving.
Choose contractors who understand the difference. Your comfort and wallet will thank you.
In-Depth Look
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Side-by-Side Comparison
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Sources & References
- Insulation for New Home Construction - Department of Energy
- [PDF] Best Practice Guide for Air Sealing and Insulation Retrofits
- [PDF] Measure Guideline: Wall Air Sealing and Insulation Methods in ...
- [PDF] RETROFITTING LOUISIANA
- [PDF] Best Practices Guide for residential HVAC retrofits - OSTI.gov
- Building Codes, Standards, and Regulations: Frequently Asked ...
- Building Codes and Standards - 101 Guide | ROCKWOOL Blog
- [PDF] Building Codes Toolkit for Homeowners and Occupants - FEMA
- ICC - International Code Council - ICC
- Texas Residential and Commercial Building Code Update - YouTube
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