Terms of Service

    Last updated: December 27, 2025

    Acceptance of Terms

    By accessing or using Bizz Factor's website and services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services. You must be at least 18 years old to use this platform.

    Using Bizz Factor

    Bizz Factor provides a platform to discover, compare, and evaluate local businesses based on aggregated public data and user reviews. When using our services, you agree to:

    • Use the platform for its intended purpose of finding trusted local businesses
    • Provide accurate information when creating an account
    • Keep your account credentials secure and confidential
    • Not share your account with others or create multiple accounts
    • Respect the intellectual property rights of Bizz Factor and others

    Reviews & Content Guidelines

    When submitting reviews or other content, you agree to:

    • Be Honest: Only review businesses you have genuinely used or interacted with
    • Be Fair: Provide accurate, balanced feedback based on your actual experience
    • No Fake Reviews: Do not post reviews for businesses you own, work for, or are paid to review
    • No Defamation: Do not make false statements that could harm a business's reputation
    • No Harassment: Do not target individuals or use threatening, abusive, or discriminatory language
    • No Spam: Do not post repetitive content, advertisements, or promotional material

    We reserve the right to remove reviews that violate these guidelines. Repeated violations may result in account suspension or termination.

    Prohibited Activities

    You agree not to:

    • Scrape, harvest, or collect data from our platform without permission
    • Use automated tools, bots, or scripts to access our services
    • Attempt to manipulate business scores or rankings
    • Interfere with or disrupt the service or its infrastructure
    • Impersonate any person or entity
    • Circumvent security features or access restrictions
    • Use the platform for any illegal purpose

    Disclaimer & Limitations

    Information Accuracy: Bizz Factor aggregates data from public sources and user reviews. While we strive for accuracy, we cannot guarantee that all information is complete, current, or error-free. Always verify important details directly with the business.

    Bizz Factor Score: Our scoring algorithm is designed to help you assess business trustworthiness, but it should be one of many factors you consider. A high score does not guarantee a positive experience, and a lower score does not necessarily indicate a bad business.

    No Endorsement: Listing a business on our platform does not constitute an endorsement. We do not guarantee the quality, safety, or legality of any business's services.

    Limitation of Liability

    To the maximum extent permitted by law, Bizz Factor shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from your use of or inability to use our services.

    Changes to Terms

    We may revise these terms from time to time. The most current version will always be available on this page with the updated date. For material changes, we will provide notice through the service or by email. By continuing to use Bizz Factor after changes become effective, you agree to be bound by the revised terms.

    Governing Law & Disputes

    These Terms shall be governed by the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of the service shall be resolved through binding arbitration in New York, NY, except that either party may seek injunctive relief in any court of competent jurisdiction.

    If you have any questions about these Terms of Service, please contact us at [email protected]